If you consume enough news, you’ll eventually come across a common refrain: “some worry”. Innocuous enough, right? It’s not “all worry”. It’s not even “most worry”. It’s “some worry”. Oh, the indeterminate “some”. While seemingly inoffensive, “some worry”s are enough to subtly plant the seeds of doubt. Nestled between a headline and the corresponding worst…
investor psychology
The Most Difficult Decision in Finance
As Casey recently alluded to on an episode of the Mullooly Asset Show, when it comes to investing, getting out is easy, it’s getting back in that’s the hard part. In fact, I’d go so far as to say it may be the most difficult decision in finance. Nobody wants to jump back in just…
Political Pollution
What if I told you I had a rock solid market indicator? It uses one signal to move out of stocks ahead of danger. Here are the results of its last two signals: 11/06/2012 it says sell. Over the next 12 months, the S&P 500 goes on to return 26%. 11/08/2016 it says sell. Over…
Different Dollars, Different Time Horizons
We build and consume retirement savings gradually. We gradually trade our human capital for pay. We gradually invest a portion of that pay. And, in the future, we gradually use what we accumulate to support ourselves as our human capital dwindles. This is the life-cycle of the average retirement account, which is all intuitive when…
The Itch for Action
We’ve certainly endured a wild ride in stocks over the last month or so – enough to make even the most steadfast investors queasy. If the market hasn’t made you nervous yet this year, you either live under a rock or are lying. During dramatic sell-offs, like what we’ve experienced so far in 2020, the…
There Are No Bear Market Vaccines
More US adults believe in Santa Claus than the flu vaccine. Okay, I made that up, but sometimes it feels that way. Poll: Have you gotten your flu shot this year? — Vamp Capital ??♂️ (@RampCapitalLLC) October 24, 2019 Despite constant hand-wringing over its effectiveness, receiving a flu shot is the best way to lower…